LIFE INSURANCE

For a Life Insurance Quote:
  1. Fill out the information on the form below. This information comes into our office over a secure server. This information will not be shared with anyone.
  2. Based on the information you provide, we will provide you with a quote. We will send it by email, fax, or telephone. You make the choice on how you wish to receive the information
Information needed for a Life Insurance Quote:
GENERAL INFORMATION
Name:
Address:
City/State/Zip:

Fill in the following for which medium you choose to receive your quote.
Phone:
Fax:
E-mail:

LIFE INFORMATION
Date Of Birth:
Sex: Male      Female
Height:
Weight:
Occupation:

TYPE OF LIFE INSURANCE
Term a* Permanent Insurance f*
Annual Renewable Term b* Ordinary Whole Life g*
10 Year Guaranteed Level Term c* Universal Whole Life h*
15 Year Guaranteed Level Term d*  
20 Year Guaranteed Level Term e*  

SUPPLEMENTAL BENEFITS AND OPTIONS
Insured Childrens’ Rider (ICR) j*
Accidental Death Benefit (ADB) k*
Guaranteed Insurability Option (GIO) l*
Waiver of Premium (WP) m*

HEALTH QUESTIONS
Please describe your general health

Excellent – athletic, no medications
Good, no infirmities, no medications
Fair, slightly overweight, taking medication
Poor, have had serious health condition

Tobacco Use

Never smoked or used nicotine
Used to smoke, quit less than 1 year ago
Used to smoke, quit 1-2 years ago
Used to smoke, quit 2-3 years ago
Used to smoke, quit 3-4 years ago
Currently Smoke or use Nicotine cigars/pipe/chew/patch


a* Term Life Insurance - Life insurance which provides protection for a specified period of time. A death benefit is paid to the beneficiary if the insured dies within a specified period of time while the policy is in force.  b* Annual Renewable Term - Term Insurance which is take out for 1 year. It may be renewed at the end of each year but at the rate for the new age of the insured.  c* 10 year Guaranteed Level Term - Term Life Insurance which is taken out for a period of 10 years. Life insurance is guaranteed not to change premium and to remain in force for 10 years as long as premiums are paid.  d* 15 year Guaranteed Level Term - Term Life Insurance which is taken out for a period of 15 years. Life insurance is guaranteed not to change premium and to remain in force for 15 years as long as premiums are paid.  e* 20 year Guaranteed Level Term - Term Life Insurance which is taken out for a period of 20 years. Life insurance is guaranteed not to change premium and to remain in force for 20 years as long as premiums are paid
f* Permanent Life Insurance - Life insurance which last for the lifetime of the insured. Premium is generally the same each year until the Death of the insured. g* Whole Life Insurance - Permanent life insurance which provides protection for life. As long as premiums are paid, a death benefit is paid to the beneficiary. The premiums are designed to remain level over time. In addition, these policies accumulate cash value on a tax- deferred basis.  h* Universal Whole Life. - Permanent Life insurance which provides protection for life as long as the premiums are paid. The premiums are flexible and the death benefit adjustable.  j* Insured Childrens’ Rider – Provides term life insurance coverage on each child of the insured’s family.  k* Accidental Death Benefit - An additional death benefit will be paid if you die by accident.  l* Guaranteed Insurability Option - Guarantees that you may purchase additional life insurance in the future without proof of insurability.  m* Waiver of Premium - the insurance company will continue to make your life insurance premium payments if you become disabled.